PreviousHow to Recover from Boat Theft or Burglary
Being the victim of boat theft or burglary that takes place on your vessel can be a scary process. By taking the time to properly prepare yourself, you can often prevent these occurrences from happening. However, even if you have all of the right measures in place, thieves can still vandalize, burglarize and even steal your boat. Unfortunately, some thieves are just smarter than the technology of alarms and other preventative tools used to avoid boat theft.
Whether you had the right measures in place or not, suffering a loss as a result of a boat theft or burglary is painful and complicated to sort through. If you had the right amounts of insurance on your boat, the insurance company may actually pay to replace your boat. However, the first thing that you need to do is to contact the U.S. Coast Guard, local police, and other relevant authorities to report the crime that occurred. Without a police report, many insurance companies will refuse to actually replace your vessel or compensate you for your loss.
If your boat is stolen or burglarized, you need to be very careful and make sure that you take the right steps so you don't compromise the investigation with the authorities. Don't touch anything and try not to enter your boat if it has been burglarized. This will contaminate the scene, making their work harder. Instead, stay on the dock, call the authorities, and contact your insurance company to let them know what happened. You should have the necessary contact information on hand for occasions like this.
By being a prepared and informed boater, even if you can't prevent theft, you can at least make the recovery process a little simpler and quicker. For example, having the right contacts for your insurance company can save you a lot of time trying to get compensated for your loss or damages to your boat. Also, you need to have the best insurance that you can afford on your boat. Getting your boat appraised will help you to get a better value for what it's worth in the event that it is stolen or burglarized. There is no surefire way to prevent boat theft and burglary, but there are things you can do so that you can recover better and be prepared to face the reality of having this happen to you.
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Submitted by: michelle
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Added: Thu Dec 11 2008
